TD{font-family:arial,helvetica; font-size:12px}
BODY{background-color:white; font-family:arial,helvetica; font-size:12px}
A{color:Navy; text-decoration:none}
A:hover{color:black; text-decoration:underline}
A:visited:{color:Navy;}
H3{font-size:20px; font-weight:bold;}
SPAN.clHead{font-size:20px; font-weight:bold;}
.clBg{background-color:silver; padding:2px; font-size:20px; font-weight:bold;
color:navy}
DIV{font-family:arial,helvetica; font-size:12px}P{font-family:arial,helvetica;
font-size:12px}